Terms of Service
Last Updated: [05/09/2025]
Welcome to Credit Experts. Please read these Terms of Service (“Terms”) carefully before using our website and services. By accessing or using our platform, you agree to be bound by these Terms.
- About Us
Credit Experts is a credit improvement service provider helping individuals enhance their CIBIL scores, clear negative accounts, and access loan opportunities through ethical and legal channels.
- Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement under Indian law to use our services.
- Services Offered
- Credit report analysis
- CIBIL score improvement
- Account clearance and NOC assistance
- Bank DSA referral and loan assistance
- Personalized credit counselling
All services are offered on a best-effort basis, with no guarantee of specific results.
- User Responsibilities
By using our services, you agree to:
- Provide accurate and complete personal information
- Not use false or misleading documents
- Cooperate in timely communication for faster resolution
- Use the services only for lawful purposes
- Payment and Refunds
- Service charges will be communicated clearly before starting any work.
- A money-back guarantee is available only if clearly mentioned in the plan and subject to terms and verification.
- No refund will be processed if the user fails to cooperate or delays the process.
- Privacy
Your data privacy is important to us. Please refer to our Privacy Policy to understand how we collect, store, and use your personal information.
- Prohibited Activities
Users must not:
- Misrepresent any information
- Use our services for illegal or fraudulent activities
- Harass or abuse our employees or agents
- Resell or misuse any part of our service without written consent
- Disclaimer of Guarantees
Credit Control does not guarantee any particular result, loan approval, or score improvement. Services are provided based on analysis, past trends, and your cooperation.
- Limitation of Liability
We shall not be liable for:
- Any loss of opportunity, time, or money due to delayed updates by credit bureaus or banks
- Errors in third-party credit bureau reports
- External service failures beyond our control
- Termination of Services
We reserve the right to terminate services for any user found violating our terms, providing false documents, or misbehaving with staff, with no refund.
- Changes to Terms
Credit Control may revise these Terms at any time without notice. Continued use of our website and services implies acceptance of the revised Terms.
- Governing Law
These Terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of the courts in Bangalore, Karnataka.
- Contact Us
For any queries or clarifications, please contact:
📧Email: support@creditexperts.in
📞Phone: +91 9743430811
🌐Website: www.creditcontrol.info