Credit Experts helps you repair your credit score, remove negative marks, and unlock bigger financial opportunities — quickly and safely.
Risk-Free with Credit Experts — Guaranteed Credit Score Results or Full Refund
We analyse your full credit report to identify errors, outdated accounts, wrong flags, or disputes pulling down your score.
Our experts design a personalized plan to clear negative remarks, settle disputes with banks, and correct inaccuracies with credit bureaus.
We monitor your credit score regularly and guide you to maintain healthy credit behaviour so you stay loan-ready.
We handle dispute filing with all major bureaus — Experian, Equifax, TransUnion (CIBIL), CRIF — to fix incorrect data or negative remarks.
We help remove incorrect default flags, settled tags, written-off status, and other negative items after verifying and negotiating with lenders.
A strong score means better chances of getting your housing loan, personal loan, or vehicle loan approved — we prepare your report to help you qualify.
Years of industry knowledge to handle credit score laws, financial systems, and complex dispute resolutions.
We craft solutions for your unique credit score situation and financial goals — fully tailored and effective.
Our track record shows real credit score improvements with clear processes and dedicated support.
We guide you to maintain a healthy credit score and make smart financial choices for lasting benefits.
See what a clean report and high score can really do for you
A good credit score increases your chances of getting approved for loans and credit cards faster.
A higher score qualifies you for better rates — saving you money on EMIs and repayments.
Many employers check your credit score — a healthy score can strengthen your job applications.
Some insurers check credit scores — a good score may help you get lower premiums.
Trusted Credit Experts for all major credit bureau disputes
Credit Experts is trusted for clear, proven credit score repair — with customized plans, fast results, and a 100% money-back guarantee if you don’t see improvement.
We check your credit report in detail, find errors or negative flags, handle disputes with banks and bureaus, and guide you until your credit score is healthy again.
Yes — we help remove incorrect or outdated negative flags through proper dispute channels and negotiation with lenders.
Most clients see significant credit score improvements within 30–45 days, depending on your report and issues.
A healthy credit score improves your chances. While lenders make the final call, our clients have successfully secured home, personal, and vehicle loans after using our service.
Name: Vinod Shetty
Location: Bangalore, Karnataka
Initial Credit Score: 586
HDFC Bank Credit Card: ₹1,20,000 marked written-off — actually settled.
ICICI Personal Loan: ₹2,40,000 showing suit filed — settled.
Axis Bank Auto Loan: ₹1,80,000 showing overdue — cleared in 2020.
HDFC Bank:
– Collected old settlement letter & receipt.
– Complaint filed at branch & by email.
– Escalated to Nodal Officer, raised dispute.
– Followed up every 3 days until updated.
ICICI Bank:
– Found original NOC.
– Complaint to Loan Manager & Recovery Desk.
– Escalated to Zonal Head, then RBI Ombudsman.
– Verified update on credit report.
Axis Bank:
– Final closure letter from files.
– Branch visit, service request logged.
– Reminder email & follow-up to regional desk.
– Verified overdue cleared.
Final Credit Score: 758
Days Taken: 42 days
Outcome: Approved for home loan from SBI with lowest slab rate.
Success Story by Credit Experts
Mr. Vinod Shetty’s credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
Name: Aarti Nair
Location: Chennai, Tamil Nadu
Initial Credit Score: 605
Issues / Errors in Credit Report:
Axis Bank Credit Card: ₹75,000 settled — still overdue.
SBI Personal Loan: ₹95,000 repaid — marked active.
HDFC Gold Loan: ₹55,000 closed — not updated.
Axis Bank:
– Found settlement letter & statement.
– Complaint online & dropbox.
– Escalated to Nodal Officer.
– Raised credit report dispute.
SBI Loan:
– Final repayment slip collected.
– Branch request for new NOC.
– Loan desk backend update.
– Verified status.
HDFC Gold Loan:
– Pledge closure letter.
– Branch Service Desk correction
– Call with loan manager.
– Status corrected.
Final Credit Score: 754
Days Taken: 38 days
Outcome: Top-up personal loan from HDFC with lower ROI.
Success Story by Credit Experts
Ms. Aarti Nair, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
Name: Meera Iyer
Location: Coimbatore, Tamil Nadu
Initial Credit Score: 609
SBI Personal Loan: ₹85,000 overdue — paid.
Kotak Gold Loan: ₹40,000 active — gold released.
PAN Mismatch: old PAN spelling created duplicate entry.
SBI Loan:
– Closure letter from passbook.
– Written complaint at branch loan desk.
– Loan officer backend update.
– Verified overdue cleared.
Kotak Gold Loan:
– Gold release slip.
– Branch correction request.
– Email to loan team with KYC.
– Status closed.
PAN Mismatch:
– Latest PAN & Aadhaar copy.
– KYC correction form to bureau.
– Duplicate merged.
– PAN mapped correctly.
Final Credit Score: 754
Days Taken: 39 days
Outcome: Housing loan approved from Kotak with quick disbursal.
Success Story by Credit Experts
Ms. Meera Iyer, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
[trustindex data-widget-id=”
“]Name: Ramesh Gowda
Location: Mysore, Karnataka
Initial Credit Score: 589
Kotak Mahindra Auto Loan: ₹3,50,000 closed — EMI bounce remark showing.
ICICI Home Loan: ₹5,00,000 showing overdue — paid off in 2020.
➡️ Kotak Mahindra:
– EMI clearance from passbook & statement.
– Branch visit, complaint filed.
– Nodal Officer email with proof.
– Dispute raised, remark removed.
➡️ ICICI Bank:
– Old closure letter found.
– Home Loan Desk complaint, docs submitted.
– Escalated to Regional Manager.
– Dispute with bureau, status cleared.
Name: Pooja Shah
Location: Pune, Maharashtra
Initial Credit Score: 601
HDFC Personal Loan: ₹1,00,000 duplicate entry — one shows overdue.
Bajaj Finserv Loan: ₹65,000 written-off — paid.
SBI Credit Card: ₹30,000 closed — minimum due showing.
➡️ HDFC Bank:
– Closure letter & receipt.
– Branch Service Desk update request.
– Nodal Office email.
– Monitored till fixed.
➡️ Bajaj Finserv:
– Final statement & mail.
– Ticket via portal + branch visit.
– Escalated to HO.
– Written-off corrected.
➡️ SBI Card:
– Zero due statement.
– Service request on app.
– Card Support call follow-up.
– Dispute, minimum due cleared.