Building a strong economic legacy in Bangalore where financial flexibility is paramount, we are happy to launch our brand new online service to help individuals and businesses “Fix Credit Score Online”. An unsatisfactory credit score can be a severe roadblock to daily living and can keep you from acquiring necessary business loans and mortgages for housing, let alone even renting a residential property in Bangalore. Our specialized online service provides an efficient and safe online process for individuals and businesses within Bangalore to review their CIBIL or other credit reports. We identify discrepancies in the credit report, then help walk the client through the tedious and sometimes hard-to-follow dispute process with credit bureaus, and finally provide an individualized and actionable action plan for effective debt management, making bills on time, and developing a good payment history so that you can take back the financial power over your lending options in Bangalore all from the comfort of your device. Let us lean on our credit control expertise to successfully navigate your online credit score improvement trail so that you feel your financial image accurately reflects your true creditworthiness!
Name: Vinod Shetty
Location: Bangalore, Karnataka
Initial Credit Score: 586
HDFC Bank Credit Card: ₹1,20,000 marked written-off — actually settled.
ICICI Personal Loan: ₹2,40,000 showing suit filed — settled.
Axis Bank Auto Loan: ₹1,80,000 showing overdue — cleared in 2020.
HDFC Bank:
– Collected old settlement letter & receipt.
– Complaint filed at branch & by email.
– Escalated to Nodal Officer, raised dispute.
– Followed up every 3 days until updated.
ICICI Bank:
– Found original NOC.
– Complaint to Loan Manager & Recovery Desk.
– Escalated to Zonal Head, then RBI Ombudsman.
– Verified update on credit report.
Axis Bank:
– Final closure letter from files.
– Branch visit, service request logged.
– Reminder email & follow-up to regional desk.
– Verified overdue cleared.
Final Credit Score: 758
Days Taken: 42 days
Outcome: Approved for home loan from SBI with lowest slab rate.
Success Story by Credit Experts
Mr. Vinod Shetty’s credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
Name: Aarti Nair
Location: Chennai, Tamil Nadu
Initial Credit Score: 605
Issues / Errors in Credit Report:
Axis Bank Credit Card: ₹75,000 settled — still overdue.
SBI Personal Loan: ₹95,000 repaid — marked active.
HDFC Gold Loan: ₹55,000 closed — not updated.
Axis Bank:
– Found settlement letter & statement.
– Complaint online & dropbox.
– Escalated to Nodal Officer.
– Raised credit report dispute.
SBI Loan:
– Final repayment slip collected.
– Branch request for new NOC.
– Loan desk backend update.
– Verified status.
HDFC Gold Loan:
– Pledge closure letter.
– Branch Service Desk correction
– Call with loan manager.
– Status corrected.
Final Credit Score: 754
Days Taken: 38 days
Outcome: Top-up personal loan from HDFC with lower ROI.
Success Story by Credit Experts
Ms. Aarti Nair, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
Name: Meera Iyer
Location: Coimbatore, Tamil Nadu
Initial Credit Score: 609
SBI Personal Loan: ₹85,000 overdue — paid.
Kotak Gold Loan: ₹40,000 active — gold released.
PAN Mismatch: old PAN spelling created duplicate entry.
SBI Loan:
– Closure letter from passbook.
– Written complaint at branch loan desk.
– Loan officer backend update.
– Verified overdue cleared.
Kotak Gold Loan:
– Gold release slip.
– Branch correction request.
– Email to loan team with KYC.
– Status closed.
PAN Mismatch:
– Latest PAN & Aadhaar copy.
– KYC correction form to bureau.
– Duplicate merged.
– PAN mapped correctly.
Final Credit Score: 754
Days Taken: 39 days
Outcome: Housing loan approved from Kotak with quick disbursal.
Success Story by Credit Experts
Ms. Meera Iyer, credit report was corrected through expert guidance, documentation retrieval, and continuous follow-ups with respective banks and credit bureaus.
📌Please note: Every case is unique. Recommendations were given based on bank records, and all actions followed RBI-compliant procedures.
[trustindex data-widget-id=”
“]Name: Ramesh Gowda
Location: Mysore, Karnataka
Initial Credit Score: 589
Kotak Mahindra Auto Loan: ₹3,50,000 closed — EMI bounce remark showing.
ICICI Home Loan: ₹5,00,000 showing overdue — paid off in 2020.
➡️ Kotak Mahindra:
– EMI clearance from passbook & statement.
– Branch visit, complaint filed.
– Nodal Officer email with proof.
– Dispute raised, remark removed.
➡️ ICICI Bank:
– Old closure letter found.
– Home Loan Desk complaint, docs submitted.
– Escalated to Regional Manager.
– Dispute with bureau, status cleared.
Name: Pooja Shah
Location: Pune, Maharashtra
Initial Credit Score: 601
HDFC Personal Loan: ₹1,00,000 duplicate entry — one shows overdue.
Bajaj Finserv Loan: ₹65,000 written-off — paid.
SBI Credit Card: ₹30,000 closed — minimum due showing.
➡️ HDFC Bank:
– Closure letter & receipt.
– Branch Service Desk update request.
– Nodal Office email.
– Monitored till fixed.
➡️ Bajaj Finserv:
– Final statement & mail.
– Ticket via portal + branch visit.
– Escalated to HO.
– Written-off corrected.
➡️ SBI Card:
– Zero due statement.
– Service request on app.
– Card Support call follow-up.
– Dispute, minimum due cleared.